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LendingTree Sign Up Bonus & Verified Deals – October 2026

Looking for the latest LendingTree Offers? As of October 2026, our team has manually verified 10 offers for Mortgages, Home Refinance, Home Equity Loan, HELOC. Browse current Sign Up Bonus, working discounts, and exclusive deals, while expired offers are regularly removed.

LendingTree offers 0 coupon codes and 10 deals as of October 2026. Today's top offer: Cash Back Rewards on Featured Credit Cards. Codes are verified and updated daily.

20%
OFF
Cash Back Rewards on Featured Credit Cards

Earn cash back on eligible purchases with specific credit card applications. New cardholders can qualify. Terms and conditions apply.

Under $500
Personal Loans Starting Under $500

Find personal loan options for smaller borrowing needs. Compare rates and terms from various lenders. Quick application process.

25%
OFF
Balance Transfer Offers for Existing Credit Card Debt

Move high-interest credit card balances to a new card with a promotional rate. This can help save on interest charges. Check eligibility.

15%
OFF
No Annual Fee Credit Cards Available Now

Discover credit card options that do not charge an annual fee. Maintain financial flexibility without recurring costs. Find the right card.

$300
Only
Student Loan Refinancing Bonus Up to $300

Receive a bonus when you refinance your student loans through participating lenders. This helps reduce monthly payments. Eligibility criteria apply.

50%
OFF
Free Credit Score and Credit Monitoring Services

Check your credit score without cost and monitor for changes. This helps you stay informed about your financial health. No sign-up required.

35%
OFF
Low APR Offers Available on Personal Loans

Find personal loan options with competitive annual percentage rates. Compare various lender offers. This helps reduce borrowing costs.

30%
OFF
Business Loan Offers with Competitive Terms

Access various loan options designed for small businesses. Find financing solutions for growth or operations. Terms depend on the lender.

Bundle
Insurance Bundle Discounts for Home and Auto

Save money by bundling your homeowners and auto insurance policies. Get quotes from multiple providers. This reduces overall premium costs.

45%
OFF
Mortgage Rate Lock Deals During Spring Home Buying Season

Secure a favorable mortgage interest rate for a set period. This offer is available for new home purchases. Take advantage of seasonal rates.

Customer Reviews

4.6
Average Rating
5
Total Reviews
Megan R.
★★★★★
2 months ago

Found a great loan!

I used LendingTree for a Personal Loan and it was fantastic! So easy to compare offers and I found a much better rate than I thought I'd get. I'll definitely use them again for future financial needs and tell my friends!

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Laura
★★★★☆
3 months ago

Mortgage comparison experience

I went to LendingTree to look for a mortgage. The initial form was straightforward, asking for income, credit score range, and property details. Within minutes, I had several offers to review on their dashboard. I appreciated that they showed the estimated monthly payment and interest rate upfront. I ended up connecting with two lenders and one gave me a pre-approval in less than 24 hours. The main thing was the number of emails and calls started to pick up after I submitted my info. I wish there was a way to filter communication more, but overall, it streamlined the process of finding a competitive rate.

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Faith
★★★★★
3 months ago

Saved on student loan refinance

I was really focused on finding the best deal to refinance my student loans and LendingTree helped a lot. I compared several lenders and picked one that significantly lowered my interest rate, saving me hundreds over the life of the loan. It felt like a smart financial move without having to visit multiple bank sites. The free credit score check they offered was a nice bonus too, helped me see where I stood.

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Sophie Kaur
★★★★☆
3 months ago

Good options, some calls

I used LendingTree to compare Homeowners Insurance quotes last month. The platform showed several options quickly, which was helpful. I found a policy that saved me about $150 a year. My only minor issue was getting a few more calls from lenders than I expected, even after I'd selected a quote.

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Daisy Marsh
★★★★★
3 months ago

Reliable for credit cards

This isn't my first time using LendingTree. I used them a few years back for a car loan and this time it was for a Credit Card with a balance transfer offer. The process was just as smooth as I remember. They presented clear options, and I picked a card that worked for me. Consistency is key, and they deliver.

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LendingTree Community Discussion

Share tips, ask questions & help fellow shoppers save more

J
Josh Q.
3 months ago

Hey, wondering if using LendingTree for a mortgage pre-approval will ding my credit score? Don't want a bunch of hard inquiries.

R Rachel G. 3 months ago
Nah, it's usually just a soft pull to check rates. So it won't hurt your score. Hard pulls only happen when you actually apply with a specific lender.
2
R Rosa W. 3 months ago
Yeah, what they said. I used it for a personal loan and checked a few options, only saw a soft inquiry on my report. You're good.
2
4 Responses (2)
T
Todd N.
3 months ago

Is LendingTree actually free to use? Like, what's the catch? Are they gonna charge me later or something?

F Faith K. 3 months ago
It's free for us, the users. They make their money from the lenders who pay to be on the platform when people get loans through them. No catch for you.
5
R Rosa W. 3 months ago
Totally free for you. I was sus too, but nope. They just connect you with lenders and those lenders pay LendingTree if you go with them.
2
2 Responses (2)
R
Ryan Whitfield
3 months ago

I'm looking for a student loan refinance bonus. Does LendingTree ever have those, or is it mostly just for new loans?

R Renee H. 3 months ago
Definitely saw some student loan refinance bonus offers on there earlier this year. They pop up, just keep an eye out for them, especially around peak times like end of quarter.
6
J June Carter 3 months ago
Yeah, they do. I remember seeing a few different lenders offering bonuses for refinancing through their platform. Just gotta browse through the student loan refinance section.
1
2 Responses (2)
A
Amber
2 months ago

how does lendingtree stack up against something like Credit Karma for just checking out different loan options? is one better than the other for personal loans?

B Ben Romero 2 months ago
I've used both. Credit Karma is good for general credit monitoring and basic ideas, but LendingTree usually pulls up more actual loan offers from a wider range of lenders to compare directly.
0
D David 2 months ago
For personal loans, I'd lean towards LendingTree. They're more focused on direct comparisons of actual offers, whereas CK is more about your credit health and general suggestions, afaik.
0
0 Responses (2)
M
Mia V.
2 months ago

Anyone know if LendingTree actually has those like, cash back offers for credit cards? Or is it just all about getting a lower APR?

B Ben S. 2 months ago
They totally do! I got a pretty sweet sign-up bonus on a card I found through them last year. Like, a couple hundred bucks after spending X amount.
6
M Mia 2 months ago
Yep, it's not just APR. Look for the sign-up bonuses, some of them are decent. I think they call them 'exclusive lender offers' or something like that.
6
0 Responses (2)

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